Now onboarding founding partner schools in Nigeria

The financial operating system for Nigerian private schools.

Schools get fee payments that reconcile themselves. Parents get fees they can actually pay, and kids get a card that replaces pocket cash.

Every transfer confirms itself in seconds. Every invoice has a flexible way to pay. Every naira your child carries is one naira safer. One platform for all of school money.

Get LearnPay for your school
9sec
From a parent's transfer to a matched, confirmed payment
40hrs/wk
Reconciliation work removed from bursars' desks
Explore for parents
Nigerian student at his desk in a bright classroom
First term · Greenfield Academy
Collection ledger
Auto-reconciling
Chidera Okonkwo
JSS 2A · Matched + confirmed in 9 sec
₦75,000
Reconciled
First term fees
Invoice · ₦150,000
₦75,000
Paid to date
₦75,000 paid₦75,000 to go
The school sees it, live T+9s
CBN-licensed payment infrastructure NDPR compliant 256-bit encryption
The problem

School money is the exception. It shouldn't be.

Everywhere else, money moves instantly and confirms itself. For Nigerian schools — and the families behind every child — three daily pains remain.

For schools
40 hrs/wk

Bursars spend up to 40 hours every week matching bank transfers to student records and chasing receipt screenshots — time that should go into the classroom.

For parents
₦0 flexibility

Fees must be paid as one lump sum, all at once. No sensible instalments, no financing options — so children miss class while families scramble.

For kids
100% cash

Pocket money means cash in a pocket — lost, stolen, borrowed, unaccounted for. Parents send it and hope, while kids carry it and worry.

A bursar in black reviewing school fee documents on the phone in a modern office Greenfield Academy bursar · Live view
Today's collection
Live
Parent payments matched128
Auto-flagged1
Adamu's fee confirmed · just nowT+9s
Every transfer finds its own student — the ledger updates itself.
“We used to lose all of Friday to reconciliation. Now the fees are already on the ledger when we get in.”
Adaeze · Bursar, Greenfield Academy
For schools · Automatic reconciliation

A payment that has been made should confirm itself.

Every student gets a unique virtual account number. The moment a parent pays, LearnPay matches it, confirms it, and updates your ledger — in seconds, with nobody lifting a finger.

  1. 01
    Parent makes a transfer

    Into their child's own dedicated virtual account number — the same way they already pay for everything else.

    T+0s
  2. 02
    LearnPay matches it instantly

    The account number identifies the exact student. No name-matching, no guesswork, no spreadsheet.

    T+3s
  3. 03
    The parent gets confirmation

    An instant WhatsApp message confirms the payment and the new balance. Screenshots become history.

    T+9s
  4. 04
    The school sees it, live

    Bursars and principals watch the updated ledger and collection rate in real time — without touching a bank statement.

    T+9s
9sto confirm a payment
0spreadsheets to reconcile
40hof bursar time saved / wk
Bring LearnPay to your school Talk to our team
01
Real-time collection dashboard
See exactly what's collected and which classes are behind — on any day, without asking anyone.
02
Flexible instalment policies
Set minimum instalments and due dates once — LearnPay enforces them automatically.
03
One-click term reports
Branded PDF and Excel collection reports for end-of-term reviews, board meetings, and audits.
African parent paying a school invoice online with a card and laptop Pay the full balance, or finance it
Parent app
Review & pay
Choose how you want to pay Chidera's school fees
Bank Transfer
Pay the full balance now
Finance it
Pay over 12 months · ₦7,050/mo
New
Funded by a CBN-licensed partner

Greenfield Academy receives the full ₦75,000 today. You repay the partner gradually.

Your plan
₦7,050 / month
No payment needed today · first instalment next month
Balance covered₦75,000
Duration12 months
Approval✓ In minutes
Approval in minutes No cash up front Transparent plans
For parents · School fee financing

Your child's fees, paid today.
You repay little by little.

When you open an invoice in the app, you don't just see what's owed — you see how it can be paid. Tap Finance it, and a CBN-licensed partner settles the school in full the same day.

✓

Pick a plan that fits your pocket

Choose the monthly amount you're comfortable with. You see the full picture before you commit — no surprises.

✓

The school is paid in full, on the spot

The moment you're approved, the invoice clears. Your child attends school as usual — no waiting for your salary date.

✓

One easy monthly repayment

You repay the partner gradually, comfortably, and transparently — tracked right inside the same app you already use.

See how parents pay
For kids · LearnPay Spend Card

Send pocket money to their card.
Not their pocket.

Load money onto your child's LearnPay card from anywhere, in seconds. They pay by card at the cafeteria and local shops — or withdraw at any ATM. You control everything, right from the parent app.

✓

Load in seconds, from anywhere

Top up from your wallet or any bank account. No trips to the bank, no cash to ferry up to school.

✓

Freeze in a single tap

Card misplaced or a phone lost? Suspend it instantly. Your money stays yours until you unfreeze it.

✓

See every spend, in real time

Instant alerts for every payment — the cafeteria, the corner shop, the ATM. You always know where the money went.

Explore the parent experience
Two young students in school uniform smiling Break time · one card, fully controlled
LearnPayStudent Spend
5555 ···· ···· 8207
Card holder ADAEZE NWOSU
Card controls
Adaeze's card
Active
Card balance ₦20,000
Load money Transactions Settings
School cafeteria
Rice & stew · Today
-₦1,200
POS · Bookshop
Exam pack · Yesterday
-₦5,000
ATM withdrawal
Zenith · Monday
-₦3,000
Card active · Suspend with one tap if it's ever lost

Cafeteria · Shops & POS · ATM withdrawals · School-trip day cover — one card, fully controlled by you.

Trust & security

Built on regulated, bank-grade infrastructure.

Whether it's a fee payment, a financed plan, or money on a child's card, every naira moves through the same protected rails.

CBN-licensed rails
All payments are processed through CBN-licensed payment infrastructure — LearnPay never holds your money directly.
Regulated financing partners
School fee financing is provided by CBN-licensed partners under clear, transparent repayment terms.
NDPR compliant
Every student, parent, and cardholder record is handled in line with Nigeria's Data Protection Regulation.
256-bit encryption
Bank details, card data, and personal information are encrypted in transit and at rest — always.

School money, handled.

Automatic reconciliation. Flexible fee plans. A card for students. School money, sorted — on one platform.

Register
your school
Parents — how it works